Tommy Vichaivattana

Start the new year by taking a fresh look at your auto insurance. Weather and daily commutes can bring unexpected challenges, and having the right coverage helps you stay prepared for accidents, damage, or theft. Review your policy as the year begins to be sure it still matches your needs and lifestyle.

What factors affect my auto insurance pricing? Your driving record, age, location, type of vehicle, and coverage levels all impact your price.

What does homeowners insurance cover? It protects your home, personal belongings, and provides liability coverage if someone is injured on your property.

Do renters need insurance? Renters insurance isn’t required, but it protects your belongings and offers liability coverage.

How much life insurance do I need? Typically, 10–15 times your annual income, depending on your debts, living expenses, and future financial obligations.

I’m a first generation American. My parents immigrated to the United States after the Vietnam War, and they raised me with three core values: integrity first, resilience in adversity, and gratitude for life’s moments.

Northwest Arkansas is home. I graduated from Springdale High School and later served in the United States Air Force. I have lived in Texas, Florida, Alaska, and Thailand. Those experiences shaped my perspective and strengthened my discipline.

Before opening the agency, I spent 10 years managing family restaurants. That is where I learned how to truly serve people. Hospitality taught me something simple but powerful. When you care about people’s lives, not just transactions, relationships follow. It also led me to the love of my life, Ari, and the greatest role I have ever had, being a father to our three boys.

My path to insurance began with a realization. Many families do not understand how to protect what they have worked so hard to build. That lack of clarity creates risk. I chose this profession because education creates confidence, and confidence creates stability.

Today, as a State Farm agent, I help families protect their income, insure what matters most, and build intentional legacies. Whether it is auto, home, business coverage, or life insurance, my goal is simple. Help people move forward with clarity and strength.

We are a multilingual household and speak English, Spanish, and Lao. We proudly serve families across Benton, Washington, Carroll, and Madison counties.

If you would like to sit down over coffee and have a real conversation about protecting your future, my team and I are here for you.